Can we help fund you?

We are here to provide funding for growing & ambitious SMEs. Check to see if your business is eligible.

Sorry, we only lend to SMEs incorporated in the UK

Is your business an SME incorporated in the UK?

Sorry, we require up to 2 years trading history

Has your business been trading profitably for 2 or more years?

Sorry, we only fund businesses looking to raise over £100,000

Are you looking to borrow £250,000 or more?

Sorry, we only lend against security

Can you provide security to support your loan?

Your business is eligible for potential funding from ThinCats

To better understand how we can help create a funding solution bespoke to your business, please click the button below and complete the online form. Once you have submitted the form, we will contact you within the next working day.

"ThinCats fills an important gap in the market for ambitious SMEs that are looking for a competitive source of funding to drive acquisitions and growth."

Tommy Cook - Calnex Solutions, CEO

SME definition

Small and medium-sized enterprises (SMEs) are defined in the EU recommendation 2003/361.

The main factors determining whether an enterprise is an SME are:

  1. Staff headcount
  2. Either turnover or balance sheet total

More info

If you are eligible we will require the following information during the funding process:

  • 2 years’ historical, 1 year’s forecast profit & loss and balance sheet
  • Historical and forecast cashflows for term of the loan
  • Most recent management accounts not more than 2 months old
  • 3 months bank statements
  • Turnover and debtor breakdown by customer

Our funding can help support the following requirements:

  • Working capital
  • Growth finance
  • Refinancing existing debt
  • Asset purchase
  • Acquisitions (including MBOs and MBIs)

Whilst some form of security is always required it will be dependent on the type of business and assets you own.

Here are some examples:

  • 1st Ranking Debenture
  • Fixed Charge
  • Floating Charge
  • Mortgage
  • Guarantees

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